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  • Terms of use and legal notice
  • Data protection notice
  • General business conditions

Terms and conditions of use

Latest update: March 13, 2018

1. General

By accessing the web pages of LGT Bank Österreich (hereinafter "LGT") published on the Internet, you declare that you have understood and that you accept the conditions set out below. If you do not agree with the conditions of use and the legal information, please refrain from accessing the LGT web pages.

2. Access

None of the information on these web pages is intended for persons or companies from countries in which viewing such information entails any form of registration requirement on LGT's part. Furthermore, persons subject to a jurisdiction that prohibits viewing information on the LGT web pages are not permitted to view said information.

3. Not a recommendation or an offer

None of the information on these web pages in any way constitutes an offer or a solicitation of an offer to buy or sell products or services. It is intended solely for information purposes and for use by the recipient. Accordingly, no buy or sell orders submitted via the message window or e-mail will be accepted. Furthermore, none of the information on these web pages constitutes a recommendation to buy or sell investment products or to enter into transactions of any kind. Users are advised to consult a qualified person before making investment decisions or decisions of any other kind.

4. No guarantee that the information is up to date, correct or complete

Market and investment reports on these web pages are drawn up by our employees. The reports are based on information from sources deemed to be reliable. However, we offer no guarantee with regard to the content of these reports, which must not be regarded as complete descriptions or summaries of the securities, markets or trends mentioned therein. Despite our best efforts, this information may nevertheless be out of date or based on incorrect data provided by third parties. Therefore, no liability can be accepted or guarantee given for the information provided being up to date, correct and complete.

5. Linked web pages

Users must be aware that LGT has no control whatsoever over third-party web pages linked to or from LGT web pages and therefore accepts no liability for the content of such web pages being correct, complete and legally valid or for the products and services offered on such web pages.
No third party is permitted to link any other web page to an LGT web page without obtaining LGT's express prior written consent.

6. Changes or additions to the information

LGT reserves the right to make changes or additions to the information provided at any time without prior notice.

7. Local legal restrictions

The LGT website is not intended for persons subject to a jurisdiction that prohibits the publication of or access to the LGT website owing to their nationality or domicile or for any other reason. Persons subject to such restrictions may not access the LGT web pages. Please enquire as to the applicable jurisdiction in your country.

8. Property rights

The content and structure of these web pages are protected by copyright and are the property of LGT, unless expressly stated otherwise. Individual pages and/or sections of the LGT web pages may be stored or printed out, provided neither the copyright information nor any legally protected trademarks are removed. Anyone saving software or other data provided on the LGT website or reproducing it in any other way implicitly agrees to the conditions of use. All intellectual property rights remain with LGT. The LGT web pages may be reproduced in full or in part, in particular the text and images, forwarded electronically or by other means, altered, linked to or otherwise used for public or commercial purposes only with LGT's prior approval.

9. Material interests

LGT and/or its directors, managers and employees may have / may have had holdings or positions in, or traded in or acted as market makers for securities mentioned on the web pages. Furthermore, such legal entities or individuals may have / may have had a relationship with companies mentioned on the web pages, may provide / have provided these companies with corporate finance or other services or may have / may have had a seat on their executive board as members of senior management.

10. Exclusion of liability

LGT expressly accepts no liability for direct or indirect losses or damage or consequential damage arising from use or accessing of the LGT web pages or links to third-party web pages or from viewing information on the web pages.
Furthermore, LGT accepts no liability for any unauthorized manipulation of Internet users' IT systems. LGT expressly draws users' attention to the risk of viruses and the threat of hacker attacks. Using the latest browser version and antivirus software is thus strongly recommended. E-mails from unknown senders should not be opened.

11. Data protection and data transfer security

We expressly draw users' attention to the fact that data that are transferred via public networks such as the Internet or e-mail services can be accessed by anyone. LGT cannot guarantee the confidentiality of messages or documents sent via such public networks. Anyone sending personal information (such as senders' and recipients' names and addresses) via a public network should be aware that third parties may be able to view, store and use it without their permission. Third parties may thus be able to deduce existing or prospective accounts and business relationships. Even if the sender and recipient are in the same country, data transferred between them often pass through other countries, including countries that do not offer the same level of data protection as the country in question, without being subject to any controls.
Data may be lost or intercepted by unauthorized third parties during the transfer process. We accept no liability for the security of data transferred via the Internet or for direct or indirect losses. For data protection and security reasons, users are advised to contact LGT via other means of communication.
Specific cookies or web bugs may be used when LGT web pages are accessed in order to collect non-personal data on the use of the website. Furthermore, the following access data will be stored in a log file for data security reasons:

  • IP address 
  • Date and time of access 
  • Name of file called up
  • Access status
  • Page from which access took place
  • Top-level domain 
  • Web browser used
  • Operating system used

These data will be protected from unauthorized access and will not be made known to third parties outside LGT Group. LGT Group will analyze data on an anonymous basis only and exclusively for statistical purposes, e.g. to ascertain how many times the website was accessed on what days. No person-related analysis will take place, unless the relevant data are provided expressly and knowingly by the user.

Within LGT Group, personal data will be transmitted and saved in a protected environment. All appropriate measures will be taken by LGT Group to ensure that personal data cannot be seen by third parties. This does not include contractual partners that provide services for the user on behalf of LGT. LGT will obtain assurance that these contractual partners have an equivalent privacy and security policy.

This website uses Webtrends Analytics, a web analytics service provided by Webtrends Inc., 851 SW 6th Ave. Suite 1600, Portland, OR 97204, U.S.A. (hereinafter referred to as "Webtrends") and Google Analytics,  a service by Google LLC (“Google”), 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA, to analyze data. The cookies used by Webtrends and Google Analytics for analytical purposes do not contain any personal data. Your IP address is truncated on your computer before being transmitted to Webtrends Inc. and Google Analytics in this anonymized form. Webtrends and Google Analytics do not associate your IP address with any other information held by Webtrends or Google Analytics and only passes data on to third parties if required to do so by law.

You can opt out of Webtrends’ and Google Analytics' future use of cookies at any time via the following opt-out links:

If you opt out of Webtrends’ or Google Analytics' use of cookies, you may potentially not be able to make full use of all the functions on this website. By refraining from opting out, you consent to Webtrends and Google Analytics' processing your data in the manner and for the purposes described.

Services of third-party providers
Social media websites are services operated by third-party providers and therefore neither belong to nor are managed by LGT. The social media pages of LGT are a service provided without any guarantee as regards ongoing availability or the proper functioning of the services or their suitability for given purposes. All comments or activities arising as a result of users forwarding LGT content to the services of third-party providers or otherwise reproducing such content cannot be controlled, confirmed or influenced by LGT. Communication regarding business relationships with clients via social media is not permitted. LGT also assumes no responsibility for ensuring adherence to data protection requirements by third-party service providers or the operators of websites linked via the services.

12. Risk information

The value of investments may fall as well as rise. Past performance cannot necessarily be taken as a guarantee of positive trends in the future. Furthermore, prospective investors should inform themselves of the potential tax implications of purchasing, owning and selling investment products in their place of domicile and, if necessary, seek advice locally.

Legal information - © LGT Bank AG, Zweigniederlassung Österreich - All rights reserved

1. General

By using the LGT web pages, you confirm that you have read, understood and accepted both the general legal information and this special legal information. These legal provisions apply to all information provided electronically by LGT and may be amended at any time and without prior notice. If you are not in agreement with the general legal information and with this special legal information, we would ask you to refrain from accessing the web pages. Any special agreements concerning individual LGT products and services apply in addition to these legal provisions; however, if there is a conflict, the special agreements take precedence.

2. Not a recommendation or an offer

The information, expressions of opinion, products, data, services, tools and documents included or described on these web pages ("content of the web pages") are for information purposes only and do not represent an advertisement or a recommendation, an offer or an invitation to subscribe (or purchase) or redeem (or sell) units, to effect a transaction or to conclude any kind of legal transaction.

The collective investment schemes mentioned on this website are not suitable for all investors. The information provided on the website does not represent a financial, legal, tax and/or other kind of recommendation. Investment decisions or other decisions should not be made solely on the basis of this document. In particular, you should not undertake investments before you have read the relevant fund contract and/or legal prospectus, the annual and semi-annual reports, the articles of association (if applicable) and all other documents which are required by local legislation or regulations in the jurisdictions or countries in which the relevant collective investment scheme is authorized or allowed for public distribution, offer or sale.

In order to ascertain whether an investment in units of a certain investment fund is in line with your specific needs and risk expectations, we recommend that you contact an independent financial advisor. We also recommend that you consult an independent tax advisor in order to find out, with respect to your personal circumstances, about the tax rules connected with a specific investment in your jurisdiction.

3. No guarantee

The content of the web pages may be changed at any time and without prior notice. LGT provides no guarantee and gives no assurances of any kind (including towards third parties) of the accuracy, correctness, completeness and up-to-date status of the content of the web pages. In particular, LGT is not obliged to remove any outdated information from the web pages or to expressly mark it as being outdated. Onward distribution of the content of the web pages and reproduction thereof, completely or in excerpts, are not permitted.

All data available through these web pages, including, amongst other things, financial market data, price data, reports, research or other financial information, are based on sources which were deemed reliable and carefully selected. All available information is provided to the user without guarantee of freedom from defects and without express or tacit assurances or guarantees with respect to quality, authenticity, infringement against intellectual property rights or suitability for a given purpose.

The fact that a user accesses the web pages does not make that user a client of LGT.
Expressions of opinion, assessments and forecasts on the web pages originate with their authors and from the point in time when they were drawn up, and do not necessarily reflect the views of LGT. They may be changed at any time without prior notice. LGT and its contractual partners have the right to withdraw or change information, data and documents as well as the products or services described here at any time and without prior notice. All information which is furnished with a date is published only for this date. There is no obligation or responsibility to update or correct such information.

4. LGT investment products are not authorized for public sale in all countries of the world

The information published on the LGT website is intended not for specific persons, but generally for readers with an interest in LGT investment products. Those wishing to buy investment products should in every case pay close attention to the sales prospectus with integrated investment regulations and the annual/semi-annual reports before doing so. LGT's investment products are not approved for sale in all countries of the world. The LGT website is not intended for persons subject to a jurisdiction that prohibits the publication of or access to the LGT website due to their nationality or domicile or for any other reason. Persons subject to such restrictions may not access the LGT website.

"In particular, LGT investment products are not registered investment companies under the United States Investment Company Act of 1940 and these securities have not been registered under the United States Securities Act of 1933 (the "Act") and are not offered, sold or distributed in the United States or to U.S. persons (as defined in Regulation S under the Act). Nothing contained herein shall constitute an offer or solicitation of an offer to invest in any such investment products in the United States or to U.S. persons."

The term "United States" in the context of this document refers to the United States of America, its individual states, territories and dominions as well as all regions under US jurisdiction.
Only collective investments approved and registered for public sale in the United Kingdom may be publicly offered and sold in the United Kingdom. LGT investment products are not registered in the United Kingdom. The informa-tion on LGT's Web pages is thus not intended for UK residents.

5. Risk information

A positive performance in the past is no guarantee of a positive performance in the future. The risk of falling prices, foreign currency losses and fluctuating returns due to exchange rates which are unfavorable for investors cannot be excluded. It is possible that investors will not get back the full amount they invested. Commissions and charges levied on the issuance and redemption of units are debited separately to each investor. They are therefore not taken into account in the performance shown here. 

Investors are specifically advised that certain investments are highly volatile. Such investments, such as derivatives, may be subject to significant price fluctuation, which may be equal to or greater than the amount of capital invested. Certain specific investments may not be immediately realizable. It may therefore be difficult for investors to sell an investment, realize a profit, or obtain reliable information as to its value or the degree of risk to which the investment is exposed.

When buying or selling investments involving a contingent liability, not only may you lose the amount invested, but in certain circumstances you may also be required to pay an additional amount.

Legal information - © LGT Bank AG, Zweigniederlassung Österreich - All rights reserved

Here you can find the General Business Conditions and a Comparison of the General Business Conditions 2012-2017 of LGT Bank AG, Zweigniederlassung Österreich:

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